There is a saying that says: All ways lead to Rome. This means, there is more than one way to pay off your debts and keep debt collectors away. As the smart, grown up adult you are, you need to find ways to keep your money from pouring out of your account like running water and that is by saving and keeping yourself debt free. So, since I want to help you in achieving this, here are some new and smart ways you can pay off your debts and keep saving smartly.
Find new ways of making money while having your regular office job!
Not only can you earn a fixed income on a monthly basis but you can always have side jobs as you do so. In that way, you can have an extra income which will never be bad news for you right? Find your strengths and think of a way to make money out of them! For, example, if you are good at working with kids, maybe you can do activities on the weekend that involve kids such as recreational activities and make sure you are getting paid for it! Think about it, you are making extra money and with it you can do 3 things: spend it, save it or use it to pay off your debts.
As you save money, you will notice you may have leftovers so, what will you do with them?
Just because you have some extra money at the end of the month it does not mean you have to spend all of it. You can put it to good use by placing it in a savings account or you can use to pay off your debt. I mean don’t get me wrong, you can treat yourself from time to time but, you also need to make sure some of the money you have left at the end of the month is also being used smartly because, debts are not going to pay off by themselves so, invest and spend your money wisely.